The Burlington credit card is a store branded credit card. This means you can only use it at Burlington, but it definitely has its benefits. Here’s everything you must know about the Burlington credit card for 2022.
What Credit Score do you Need?
Like any credit card, you should have decent credit to get approved for the Burlington credit card. Most people have at least a 630-credit score when they apply with Burlington. The higher your credit score is, the more likely you are to get approved and the higher the credit line you’ll get.
What Other Requirements do you Need to get the Burlington Credit Card?
To get approved for the Burlington credit card, you must also meet the following requirements:
- Be at least 18 years old
- Have a valid social security number
- Have a permanent US address
- Have a government-issued ID
How to Apply for the Burlington Credit Card
Applying for the Burlington credit card is easy. You can apply in the store at any register and get an answer right away.
You can also apply online by clicking here and completing an application. Just like when you apply in the store, you’ll get an answer right away and can use your credit line for purchases instantly if you’re approved.
How to Make Payments to your Burlington Credit Card
It’s also easy to make payments to your Burlington credit card. You can pay online, by phone, or send your payment through the mail.
If you make your payment by phone, though, there may be an extra charge for an expedited payment.
What are the Burlington Credit Card Rewards?
One of the nice things about the Burlington credit card is you get rewarded for using it. While the rewards are only for purchases made at Burlington, if you shop there often, it can pay off.
If your application is approved you can earn 1 point for every $1 you spend at Burlington, MJM, and Cohoes stores. Once you reach 100 points, you can redeem it for a $5 certificate at any of the Burlington stores. It’s like getting paid to shop!
All applicants are also automatically enrolled in the Burlington loyalty program which gives you points for shopping and access to special discounts. Everyone is enrolled in this program even if they don’t get approved for the credit card.
What to do if your Burlington Credit Card Information is Wrong
If you pull your credit and find that your Burlington credit card information is wrong, you must dispute the information. Here’s how to do it.
- Write a dispute letter to the credit bureau
Find out which credit bureau reported the incorrect information. Write to that bureau or all three if they are all reporting it. State what you find is wrong with the information they posted.
- Provide proof of the error
If you have any proof of the error and why it’s wrong, provide it with the letter. This will help speed along the process.
- Wait 30 days for a response
The credit bureau has 30 days to look into the issue and respond. If they find you are right, they will have the information removed from the credit report.
Information Burlington Credit Card May Report Wrong
Any credit card company can make a mistake. Some of the most common mistakes people find on their credit for Burlington credit card include:
- Wrong payment dates
If your credit report shows you made a payment over 30 days late but you didn’t, provide proof of your payments with a canceled check or your bank statement to show when the payment cleared.
- Incorrect balance
If Burlington reports that you have over 30% of your credit line outstanding but you don’t, it can hurt your credit. Take your latest statement and send it to the credit bureaus to show them that you don’t have the balance they reported.
- Incorrect account number
Sometimes numbers get transposed, or the wrong account number gets put into the system. This could hurt your credit if the wrong information gets reported because they don’t have the right name with the right account number.
The Burlington credit card can be a good choice if you shop at Burlington often since you get rewards. Keeping a balance isn’t a good idea since like most store credit cards, they charge a high APR, but if you pay your balance off in full, it can be a rewarding credit card to have in your possession.