Auto Insurance Insurance

Best Auto Insurance for 2020

Car insurance is the law. You can’t drive without it, but that doesn’t mean you need to overpay either. Knowing what you’re getting, what discounts are available, and what coverage you need is key.

Check out the best auto insurance companies below to start your search for great auto insurance.

#1 – Our Pick

Budgetable’s Rating


Why We Like Them
  • Includes free lock replacement should you lose your keys or they’re stolen
  • You can save up to 25% on your premiums if you insure multiple cars or 20% if you insure your car and home
  • Has an AM Best A+ rating
  • Access to Amica Car Connection, a savings program for new and used car buyers
  • Premium coverage available including rental coverage, Accident Forgiveness, Full-Glass Coverage, and Identity Fraud Monitoring
  • Offers a dividend policy which pays clients 5 – 20% of their premium back


Budgetable’s Rating


Why We Like Them
  • You can save up to 12% bundling auto and home (condo or renters) insurance
  • Offers 24/7/365 customer service
  • Get discounts with the Snapshot program (usage-based insurance)
  • The Name your Price Tool lets you choose your premium price and Progressive will tell you what coverage your budget allows
  • Their Rideshare insurance includes Uber, Lyft, UberEATS, and Door Dash
  • Save 4% just for signing up online


Budgetable’s Rating


Why We Like Them
  • Offers a large number of discounts including accident-free for five years, good grades, and federal employee discounts
  • Their mobile app is user-friendly, allowing you to manage your insurance from your phone
  • Has an AM Best A++ rating
  • Offers mechanical breakdown coverage (on new cars and for up to 7 years) for an additional charge
  • Offers ridesharing insurance and standard auto insurance in one policy
  • Offers savings up to 15% on cars less than 3 years old


Budgetable’s Rating


Why We Like Them
  • Offers a Safe Driving Bonus that you’ll receive every six months that you don’t have an accident
  • Offers Accident Forgiveness for your first accident even if you caused it
  • Offers Deductible Rewards ($100 per year) that you don’t file a claim, which lowers your deductible
  • Bring your insurance costs down using Drivewise, a personalized app that monitors your driving and provides feedback
  • You can save money bundling your auto insurance with home, life, or renters insurance
  • You can add on rideshare coverage if you drive for Uber or Lyft


Budgetable’s Rating


Why We Like Them
  • Offers great protection if your car is damaged, including rental car coverage, and food and lodging coverage if you’re more than 50 miles from home
  • You can save up to 30% off your premiums if you use their usage-based insurance program
  • Offers a discount to drivers under 25-years old who take the driver training course and have no accidents
  • Save as much as 17% on bundled auto and home insurance
  • Has a great mobile app that lets you manage your car insurance on-the-go
  • Has an AM Best Rating of A++


Budgetable’s Rating


Why We Like Them
  • They cover pet injuries that occur in a covered car accident up to $500
  • They cover loss or damage to personal belongings in the car during the accident
  • They cover locksmith charges up to $75 when you lock your keys in the car
  • You can lock your rate if you keep the same car and keep it at the same address
  • Offers savings up to 20% if you bundle insurance policies
  • Offers a discount if you pay your premium annually (one lump sum)


Budgetable’s Rating


Why We Like Them
  • Offers an On Your Side Annual Review to make sure you have adequate insurance and are receiving the applicable discounts
  • Save an average of $646 when you bundle insurance
  • Offers a SmartRide discount (usage-based insurance)
  • Offers SmartMiles, a flexible monthly rate based on the miles you did (or didn’t) drive
  • Offers a discount for being accident-free
  • View your account, print ID cards, and manage your policy from any device