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Best Credit Monitoring Services

Picking the right credit monitoring service highly depends on your personal needs and budget. In the list below, we have broken down the best credit monitoring services so you can choice the right one for you.

#1 – Our Pick

Budgetable’s Rating

Pricing

$9.95/mo

Setup Fee

None

Why We Like Them

At only $9.95/mo, TransUnion is the most affordable credit monitoring service on our list. In addition to unlimited copies of your TransUnion credit report and score, you’ll also get instant alerts when any changes are made to your credit report.

#2

Budgetable’s Rating

Pricing

$9.99/mo & up

30 days free
Setup Fee

None

Why We Like Them

With several affordable plans and a 30 day free trial, LifeLock is great for people who are looking to protect their identity in addition to credit monitoring.

#3

Budgetable’s Rating

Pricing

$21.95/mo

Setup Fee

$1

Why We Like Them

Experian’s credit monitoring service gives you everyday access to your Experian credit report and score. In addition, Experian’s team of Fraud Resolution Agents will help you if your identity is ever stolen.

#4

Budgetable’s Rating

Pricing

$39.95/mo & up

Setup Fee

None

Why We Like Them

myFICO is best for those who want to monitor and view credit reports and scores from all three credit credit bureaus, Experian, Equifax, and TransUnion.